Now you can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Pay a babysitter. Send and receive from across the table — or across the country. Instantly.
In order to use Apple Pay Cash, Apple says you’ll need a compatible device with iOS 11.2 or later, two-factor authentication for your Apple ID, and an eligible credit or debit card in your wallet. If you meet those requirements, the feature can be set up by visiting Settings > Wallet & Apple Pay > Apple Pay Cash card and then follow the instructions.
Apple employees have been testing Apple Pay Cash internally since early October, and in addition to today’s public beta, it looks like developers running the latest iOS 11.2 beta have also received access to the feature. For what it’s worth, Apple also released the second beta of the far less significant tvOS 11.2 update to public testers today as well.